Asset Ownership Scheme is a package for both individual and organisations. Acquicision of needed asset is the focuse of this scheme Estate Co-operative Scheme is a target saving scheme that allows you to save towards a particular project. We help you make informed decisions about your money and make it work better for you, whether it is rates, innovative products or the convenience of paying bills, all have been developed with your needs in mind. We are committed to helping you plan and achieve your life goals whether they be.acquiring education, buying a home or planning your retirement.